Pensions Advice

Pensions Advice

Obtaining pensions advice is very important as pensions can be complex to understand and many people will choose to ignore them. Whether you think you need to start a pension, already have one or are soon to retire we can advise on all aspects in these areas. Some people believe that they do not need a pension as their house is their pension or because they believe that the state will look after them upon retirement. However from 2012, auto enrolment will commence with staging dates from this point. So seeking pensions advice has never been more important.

At Haworths Financial Services in Accrington, we will decipher the jargon for our clients and deliver it in local, plain-speaking English that can be easily understood.

Pensions Advice from Specialists in Accrington

Pensions law can be very technical, is often entangled within tax laws and is highly regulated. This means that gaining a good understanding about pensions, about how they work, or for advice about which type of plan could be the best for you, pensions advice from professionals like ourselves is highly recommended. We can understand the technical information and offer straightforward solutions in a language our clients can understand.

At Haworths Financial Services, as well as providing pensions advice, we can draft and amend documentation for our clients; inform and advise employers about their obligations towards employees and pension members; ensure that pension schemes are complying with tax regimes; advise on legislation regulations; negotiate amendments to pension plans with employers and clients and handle disputes related to pension schemes.

Our Personalised Pensions Advice

Whether our clients are local to Accrington, are from elsewhere in Lancashire or simply need advice about pensions, pensions in divorce or self-employed pensions, our individual pensions advice at Haworths Financial Services will provide customers with the knowledge they need and will assist them along the way with every aspect involved.

We have expert advice on hand that can offer helpful tips on ways to increase the all-round efficiency of pension plan and can offer support for any problems i.e. specific regulations and tax legislation. Read what our clients have to say about our services and advice by visiting our testimonials page.

We also offer clients solutions on the following and many more:

personal pension plans (PPPs)
stakeholder pensions
self-invested personal pensions (SIPPs)
group pension plans (GPPs)
group auto enrolment (staging dates commencing from 2012)
directors pensions (DPP’s)
executive pension plans (EPPs)
small self-administered schemes (SSAS)
contracting out pension plans (APPs)
final salary pension plans
money purchase pension plans
early retirement options, employee and employer pension strategies
… and more

The number for the Accrington pensions advice team is (01254) 232521, or why not visit our Lancashire office at:

Haworths Financial Services Limited
The Old Tannery
Eastgate
Accrington
Lancashire
BB5 6PW

Some aspects of employer pension schemes are regulated by the Pensions Regulator.